Residential Landlord insurance

Cherish Residential Landlord provides essential cover for buy to let landlords to protect their valued investments.

  • Accidental damage as standard
  • Alternative accommodation for tenants
  • Replacement of glass, locks and keys
  • Legal expenses
  • Up to 47% protected no claims discount
Main policy features (see policy wording for full cover)
Buildings insurance (optional)
Includes garages, outbuildings, perimeter fencing and swimming pools
£1 million
(option to increase)
Landlord's contents insurance Household goods such as furniture, carpets and fittings.£75,000
(option to increase)
Accidental damage included as standardSum insured
New for old replacementSum insured
Malicious damage to buildings by tenantsSum insured
Fire, storm and floodSum insured
Escape of water and oil - see Notable exclusions or limitations belowSum insured
Subsidence, ground heave, landslipSum insured
Garden cover, landlord's contents in the open£1,000
Service pipes and cables including £5k trace and accessSum insured
Theft or attempted theftSum insured
Emergency entrySum insured
Replacement locks£1,000
Loss of rental income following an insured event20% of buildings sum insured
Public liability£5 million
Property owner's liability£5 million
Liability to domestic staff£10 million
24hr home emergency assistance and helpline£1,500
per call out
Legal expenses and tenancy dispute cover including helpline and Landlord's Legal Document Service£50,000
Alternative accommodation for your tenants20% of buildings sum insured
Glass and sanitarywareSum insured
Entertainment equipmentSum insured
Standard excess per claim (exceptions apply)£100
Up to 10yrs protected No Claims Discount (separate for buildings and contents)Up to 47% off

Individual limits, exclusions, excesses and conditions apply. See policy wording for full details.

Notable exclusions or limitations

Cherish Residential Landlord insurance does not cover money, personal effects or valuables.

Escape of water and oil: adequate provisions must be made if the property is to be unoccupied for more than seven days (see policy wording for details).

More acceptance in high risk areas

We utilise advanced geo-mapping techniques which means that postcode sectors normally declined because of subsidence or flood risk can be underwritten on a property-by-property basis.

Get a Residential Landlord insurance quote today!

With such generous cover and wider acceptance for claims history, high risk areas and property type, it's good to know that you can always turn to Cherish. So get a quote for buy to let insurance today.

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